CorpusQ
from investment to retirement

Plan Your Retirement

Provide your details below to generate a comprehensive retirement projection, Monte Carlo analysis, and asset allocation model.

Personal Information

Retirement Goals

Target Lifestyle (Today's Value)

Select desired monthly expense in today's money. This will be inflated to your retirement age.

Advanced Assumptions (Editable)

Retirement Readiness Score
0% Critical
Success Probability (Monte Carlo)
0% 10,000 runs

CorpusQ Planning Sheet (19 Core Metrics)

Verified Calculation

1. Horizon & Profile

Current Age 0
Retirement Age 0
Life Expectancy 0
Years Remaining 0

2. Lifestyle & Expenses

Current Monthly Expense ₹0
Future Monthly Expense ₹0
Future Annual Expense ₹0

3. Required Reserves

Required Corpus ₹0
Healthcare Reserve (10%) ₹0
Tax Reserve (20%) ₹0
Emergency Buffer (5%) ₹0
Longevity Buffer ₹0
Total Retirement Goal ₹0

4. Projections & Gap

Current Total Corpus ₹0
Monthly SIP / Investment ₹0
Projected Corpus ₹0
Retirement Gap / Surplus ₹0
Required Additional SIP ₹0
Retirement Readiness % 0%
Success Probability % 0%

AI Retirement Coach Recommendations

Smart Advisory

Wealth Growth & Target Projection

Target Goal Breakdown

Target Goal vs. Projected Wealth

Post-Retirement Corpus Depletion (Simulation)

Shows how your Total Retirement Goal (corpus + all reserves) depletes from retirement age to life expectancy, alongside your projected actual corpus path.

Inflation Impact on Value of Money

Recommended Asset Allocation Path

Conditional Life Expectancy Trends

How expected age of death increases the longer you survive — shown for Indian male & female averages. This is key for planning a longer retirement horizon.

Actuarial Data
Why does life expectancy increase as you age?

Life expectancy figures represent the average remaining years for someone who has already survived to a given age. A newborn's life expectancy includes mortality risk from childhood illnesses, accidents, and early-onset diseases. Once you survive those risks, your statistical average remaining lifespan actually rises. This is called conditional survival probability — the longer you live, the more you're beating the odds, and actuarial tables reflect this upward revision. For retirement planning, it means planning for a longer retirement than your birth-year tables might suggest.

Retirement Projection Log

Age Year Pre-Retirement Wealth (₹) Post-Retirement Wealth (₹) Annual Expenses (₹) SIP Contribution (₹) Growth Earned (₹)